Banking Abbreviations

List Of Banking Abbreviations:

ABCI – Association of Business Communicators of India
ABCP – Asset Backed Commercial Paper
ACU – Asian Clearing Union
ADB – Asian Development Bank
ADF – Augmented Dicky Fuller
ADR – Asset Development Reserve
ADRs – American Depository Receipts
ADs – Authorised Dealers
AERA – Airport Economic Regulatory Act
AFI – Annual Financial Inspection
AIFI – All India Financial Institution
AIMSCS – Advanced Institute of Mathematics, Statistics and Computer Science
ALM – Asset Liability Management
AMA – Advanced Measurement Approach
AMFI – Association of Mutual Funds in India
AML – Anti-Money Laundering
AMU – Asian Monetary Unit
ANBC – Adjusted Net Bank Credit
APS – Annual Policy Statement
AS – Accounting Standard
ATM – Automated Teller Machine
BAFT – Bankers’ Association for Finance & Trade
BC – Business Correspondent
BCBS – Basel Committee on Banking Supervision
BCP – Business Continuity Planning
BCSBI – Banking Codes and Standards Board of India
BE – Budget Estimates
BF – Business Facilitator
BFS – Board for Financial Supervision
BFSI – Banking Financial Services and Insurance
BIS – Bank for International Settlements
BMP – Basic Management Programme
BoP – Balance of Payments
BPLR – Benchmark Prime Lending Rate
BPSS – Board for Regulation and Supervision of Payment and Settlement Systems
BRBNMPL – Bharatiya Reserve Bank Note Mudran Private Limited
BSA – Bilateral Swap Arrangements
BSE – Bombay Stock Exchange, Mumbai
BSR – Basic Statistical Returns
BTC – Bankers’ Training College
CA – Concurrent Audit
CAB – College of Agricultural Banking
CACP – Commission for Agricultural Costs and Prices
CAD – Current Account Deficit
CAMELS – Capital Adquacy, Asset Quality, Management, Earnings, Liquidity, Systems and Control
CAS – Central Account Section
CBDT – Central Board of Direct Taxes
CBLO – Collateralised Borrowing and Lending Obligation
CBS – Consolidated Banking Statistics
CBS – Core Banking Solutions
CC – Cubic Capacity
CCB – Central Co-operative Bank
CCC – Central Complaints Committee
CCIL – Clearing Corporation of India Limited
CCR – Counterfeit Currency Report
CCRS – Currency Chest Reporting System
CD – Certificate of Deposit
C-D – Currency-Deposit
CDBMS – Centralised Data Base Management System
CDOs – Collateralised Debt Obligations
CDR – Corporate Debt Restructuring
CDS – Credit Default Swap
CENVAT – Central Value Added Tax
CFMS – Centralised Funds Management System
CFSA – Committee on Financial Sector Assessment
CFT – Combating Financing of Terrorism
CGFTMSE – Credit Guarantee Fund Trust for Micro and Small Enterprises
CGRA – Currency & Gold Revaluation Account
CIC – Central Information Commission
CICs – Credit Information Companies
CIS – Commonwealth of Independent States
CMCPS – Compulsorily and Mandatorily Convertible Preference Shares
CMIS – Currency Management Information System
CoBoSAC – Corporate Bonds and Securitisation Advisory Committee
CODs – Central Office Departments
CoR – Certificate of Registration
CP – Commercial Paper
CPADS – Centralised Public Accounts Department System
CPC – Cheque Processing Centre
CPDO – Centralised Public Debt Office
CPFF – Commercial Paper Funding Facility
CPI – Consumer Price Index
CPI-AL – Consumer Price Index-Agricultural Labourers
CPI-RL – Consumer Price Index-Rural Labourers
CPI-IW – Consumer Price Index for Industrial Workers
CPIO – Central Public Information Officer
CPIs – Consumer Price Indices
CPMG – Corporate Performance Monitoring Group
CPPC – Central Pension Payment Cell
CPSEs – Central Public Sector Enterprises
CR – Contingency Reserve
CRAR – Capital to Risk-Weighted Assets Ratio
CRCS – Central Registar of Co-operative Societies
CRR – Cash Reserve Ratio
CSAA – Control Self Assessment Audit
CSD – Customer Services Department
CSF – Consolidated Sinking Fund
CSGL – Constituant Subsidiary General Ledger
CSO – Central Statistical Organisation
CTR – Cash Transaction Receipt
CTS – Cheque Truncation System
CTS – Complaint Tracking System
CVD – Countervailing Duty
CVPS – Currency Verification and Processing System
CWC – Central Water Commission
DAD – Deposit Accounts Department
DAP – District Agricultural Plan
DAPM – Department of Administration and Personnel Management
DBOD – Department of Banking Operations and Development
DBS – Department of Banking Supervision
DCC – District Consultative Committee
DCCB – District Central Cooperative Bank
DCM – Department of Currency Management
DEAP – Department of Economic Analysis and Policy
DEBC – Department of Expenditure and Budgetary Control
DEIO – Department of External Investments and Operations
DEPB – Duty Entitlement Pass Book
DGBA – Department of Government and Bank Accounts
DGCI & S – Directorate General of Commercial Intelligence and Statistics
DIC – District Industries Centre
DICGC – Deposit Insurance and Credit Guarantee Corporation
DIP – Disclosure and Investor Protection
DIT – Department of Information Technology
DMIS – Document Management Information System
DNBS – Department of Non-Banking Supervision
DOC – Department of Communication
DoT – Department of Telecommunication
DRG – Development Research Group
DRI – Differential Rate of Interest
DRT – Debt Recovery Tribunal
DS – Difference Stationary
DSB – Designated Settlement Banks
DSIM – Department of Statistics and Information Management
DvP – Delivery versus Payment
EACB – European Association of Co-operative Banks
EBT – Electronic Benefit Transfer
ECB – European Central Bank
ECBs – External Commercial Borrowings
ECGC – Export Credit Guarantee Corporation
ECR – Export Credit Refinance
ECS – Electronic Clearing Services
EEA – Exchange Equalisation Account
EEFC – Exchange Earners’ Foreign Currency
EFT – Electronic Funds Transfer
EMEs – Emerging Market Economies
EOU – Export Oriented Unit
EPCG – Export Promotion Capital Goods
ESOS – Employees Stock Option Scheme
EU – European Union
EXIM Bank – Export Import Bank
FAO – Food & Agriculture Organisation
FAQs – Frequently Asked Questions
FATF – Financial Action Task Force
FBT – Fringe Benefit Tax
FC – Financial Conglomerate
FCAs – Foreign Currency Assets
FCCB – Foreign Currency Convertible Bond
FCI – Food Corporation of India
FCNR(B) – Foreign Currency Non-Resident (Banks)
FDI – Foreign Direct Investment
FED – Foreign Exchange Department
FEDAI – Foreign Exchange Dealers’ Association of India
FI – Financial Institutions
FIEO – Federation of Indian Export Organisation
FIIs – Foreign Institutional Investors
FIPB – Foreign Investment Promotion Board
FITL – Funded Interest Term Loan
FIU-IND – Financial Intelligence Unit-India
FLCCs – Financial Literacy and Credit Counseling Centres
FMCG – Fast Moving Consumer Goods
FMD – Financial Markets Department
FOF – Flow of Funds
FPS – Focus Product Scheme
FRBM – Fiscal Responsibility and Budget Management
FRBs – Floating Rate Bonds
FRL – Full Reservoir Level
FRLs – Fiscal Responsibility Legislations
FSB – Financial Stability Board
FSF – Financial Stability Forum
FST – Financial Sector Technology
FVCIs – Foreign Venture Capital Investors
GCC – Gulf Cooperation Council
GCCs – General-purpose Credit Cards
GDP – Gross Domestic Product
GDRs – Global Depository Receipts
GFCE – Government Financial Consumption Expenditure
GFD – Gross Fiscal Deficit
GFSR – Global Financial Stability Report
GIPSA – General Insurer’s (Public Sector) Association of India
GoI – Government of India
GRF – Guarantee Redemption Fund
GSDP – Gross State Domestic Product
GST – Goods and Services Tax
HFCs – Housing Finance Companies
HLAC – High Level Advisory Committee
HLCCFM – High Level Coordination Committee on Financial Markets
HLG – High Level Group
HR – Human Resources
HRDD – Human Resources Development Department
HRMS – Human Resources Management System
HSUI – Housing Start Up Index
HTM – Held-to-Maturity
IAS – Integrated Accounting Systems
IASC – Inspection and Audit Sub-Committee
IBA – Indian Banks’ Association
ICAC – International Cotton Advisory Committee
ICAI – Institute of Chartered Accountants of India
ICAR – Indian Council for Agricultural Research
ICCOMS – Integrated Computerised Currency Operations and Management System
ICT – Information and Communication Technology
IDMD – Internal Debt Management Department
IDR – Indian Depository Receipt
IDRBT – Institute for Development & Research in Banking Technology
IEM – Industrial Entrepreneurs Memoranda
IES – Integrated Establishment System
IGIDR – Indira Gandhi Institute of Development Research
IIA – Institute of Internal Auditors
IIBM – Indian Institute of Bank Management
IIFCL – India Infrastructure Finance Company Limited
IIFT – Indian Institute of Foreign Trade
IIP – Index of Industrial Production
ILO – International Labour Organisation
IMA – Internal Models Approach
IMD – India Millennium Deposits
IMD – India Meteorological Department
IMF – International Monetary Fund
IMFC – International Monetary and Financial Committee
IODP – Integrated Officers Development Programmes
IPAs – Issuing and Paying Agents
IPCC – Inter-Govermental Panel on Climate Change
IPCs – Irrevocable Payment Commitments
IPDIs – Innovative Perpetual Debt Instruments
IPOs – Initial Public Offerings
IP-RR – Interest Payment – Revenue Receipt
IRB – Internal Ratings-Based
IRDA – Insurance Regulatory and Development Authority
IRFs – Interest Rate Futures
ISA – Information Systems Audit
ISACA – Information Systems Audit and Control Assessment
ISMS – Information Security Management System
ISO – International Organisation for Standardisation
IT – Information Technology
IT-BPO – Information Technology – Business Process Outsourcing
ITEs – Intra-Group Transactions and Exposures
IWMP – Integrated Watershed Management Programme
JLG – Joint Liability Group
JNNURM – Jawaharlal Nehru National Urban Renewal Mission
KCCs – Kisan Credit Cards
KVIBs – Khadi and Village Industries Boards
KVIC – Khadi and Village Industries Commission
KYC – Know Your Customer
LAF – Liquidity Adjustment Facility
LB – Lowest daily outstanding Balance
LCD – Liquid Crystal Display
LIBOR – London Inter-Bank Offer Rate
LOI – Letter of Intent
LPA – Long Period Average
MASI – Management Audit Systems Inspection
MAT – Minimum Alternate Tax
MCA – Ministry of Corporate Affairs
MBS – Mortgage Backed Securities
MF – Mutual Funds
MFDEF – Micro Finance Development and Equity Fund
MFDF – Micro Finance Development Fund
MFI – Micro Finance Institution
MICR – Magnetic Ink Character Recognition
MMA – Macro Management of Agriculture
MMBCS – Magnetic Media Based Clearing System
MMMFs – Money Market Mutual Funds
MMS – Multi Modal Settlements
MODVAT – Modified Value Added Tax
MoU – Memorandum of Understanding
MPD – Monetary Policy Department
MPI – Macro-Prudential Indicators
MPLS – Multi Protocol Label Switching
MSE-CDP – Micro and Small Enterprises ClusterDevelopment Programme
MSEs – Micro and Small Enterprises
MSMEs – Micro, Small and Medium Enterprises
MSOE – Minimum Standards of Operational Efficiency
MSP – Minimum Support Price
MSS – Market Stabilisation Scheme
MTM – Mark-to-Market
NAB – New Arrangement to Borrow
NABARD – National Bank for Agriculture and Rural Development
NASSCOM – National Association of Software and Services Companies
NAV – Net Asset Value
NBFCs – Non-Banking Financial Companies
NBFC-D – Deposit taking NBFC
NBFC-ND – Non-deposit taking NBFC
NBFC-ND-SI – Systemically Important Non-deposit taking NBFC
NCR – National Capital Region
NBO – National Building Organisation
NDA – Net Domestic Asset
NDS – Negotiated Dealing Systems
NDS – OM – Negotiated Dealing System – Order Matching
NDTL – Net Demand and Time Liability
NECS – National Electronic Clearing System
NEFT – National Electronic Funds Transfer
NFS – National Financial Switch
NFA – Net Foreign Assets
NFSM – National Food Security Mission
NGO – Non-Government Organisation
NHB – National Housing Bank
NIBM – National Institute of Bank Management
NIC – National Informatics Centre
NIF – National Investment Fund
NIMSME – National Institute for Micro, Small and Medium Enterprises
NIPFP – National Institute of Public Finance and Policy
NOC – No Objection Certificate
NOF – Net Owned Funds
NPAs – Non-Performing Assets
NPCI – National Payments Corporation of India
NPS – New Pension Scheme
NRAA – National Rain Fed Area Authority
NREGS – National Rural Employment Guarantee Scheme
NR(E)RA – Non-Resident (External) Rupee Account
NRI – Non-Resident Indian
NRRDA – National Rural Road Development Agency
NSE – National Stock Exchange
NSM – Note Sorting Machine
NSSF – National Small Saving Fund
NSSO – National Sample Survey Organisation
OBCs – Other Backward Classs
OBE – Off- Balance Sheet Exposures
OD – Overdraft
OECD – Organisation for Economic Co-operation and Development
ODI – Offshore Derivative Instruments
OLTAS – Online Tax Accounting System
OMO – Open Market Operation
OMS – Open Market Sales
OPEC – Organisation for Petroleum Exporting Countries
ORFS – Online Returns Filing System
OSMOS – Off-Site Monitoring and Surveillance
OTC – Over-the-Counter
OTS – One-Time Settlement
PACS – Primary Agricultural Credit Socity
PAD – Public Accounts Department
PAN – Permanent Account Number
PCA – Prompt Corrective Action
PCPS – Perpetual Cumulative Preference Shares
PDs – Primary Dealers
PDI – Perpetual Debt Instruments
PDO – Public Debt Office
PDO-NDS – Public Debt Office – Negotiated Dealing System
PDS – Public Distribution System
PE – Private Equity
PFCE – Private Final Consumption Expenditure
PFRDA – Pension Fund Regulatory and Development Authority
PGPBF – Post Graduate Programme in Banking & Finance
PIT – Personal Income Tax
PMEGP – Prime Minister Employment Generation Programme
PMLA – Prevention of Money Laundering Act
PMRY – Prime Minister’s Rojgar Yojana
PNCPs – Perpetual Non-Cumulative Preference Shares
POL – Petroleum, Oil and Lubricants
PPP – Public Private Partnership
PSBs – Public Sector Banks
PSS Act – Payment & Settlement Systems Act
PSUs – Public Sector Undertakings
QCBS – Quality and Cost Based Selection
QIB – Qualified Institutional Buyer
QIP – Qualified Institutional Placement
QMS – Quality Management System
R&D – Research & Development
RBIA – Risk Based Internal Audit
RBSC – Reserve Bank Staff College
RCs – Reconstruction Companies
RCC – Regional Complaints Committee
RCS – Registar of Co-operative Societies
RE – Revised Estimates
REER – Real Effective Exchange Rate
REGP – Rural Employment Generation Programme
RIDF – Rural Infrastructure Development Fund
RKVY – Rashtriya Krishi Vikas Yojana
RNCPS – Redeemable Non-Cumulative Preference Shares
RoA – Return on Assets
ROE – Return on Equity
ROSC – Report on Observance of Standards and Codes
RPCD – Rural Planning and Credit Department
RRBs – Regional Rural Banks
RTGS – Real Time Gross Settlement
RTI – Right to Information
RTP – Reserve Tranche Position
SAARC – South Asian Association for Regional Co-operation
SACPs – Special Agricultural Credit Plans
SAD – Single Administrative Document
SDDS – Special Data Dissemination Standards
SAMIS – Service Area Monitoring and Information System
SAP – State Agricultural Plan
SARFAESI – Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest
SBI – State Bank of India
SC – Scheduled Caste
SCs – Securitisation Companies
SCB – Scheduled Commercial Bank
SDLs – State Development Loans
SDR – Special Drawing Rights
SEBI – Securities and Exchange Board of India
SEZs – Special Economic Zones
SFCs – State Finance Corporations
SFMS – Structured Financial Messaging System
SFURTI – Scheme for Fund for Regeneration of Traditional Industries
SGL – Subsidiary General Ledger
SHGs – Self-Help Groups
SIDBI – Small Industries Development Bank of India
SIFI – Systemically Important Financial Intermediaries
SIPS – Systemically Important Payment System
SITP – Scheme for Integrated Textile Parks
SIVs – Structured Investment Vehicles
SLAF – Second Liquidity Adjustment Facility
SLA(IC) – Sundry Liabilities Account (Interest Capitalisation)
SLB – Securities Lending and Borrowing
SLBC – State Level Bankers’ Committee
SLR – Statutory Liquidity Ratio
SMEs – Small and Medium Enterprises
SMO – Special Market Operations
SPMCIL – Security Printing and Minting Corporation of India Ltd.
SPV – Special Purpose Vehicle
SREP – Supervisory Review and Evaluation Process
SRMS – Self Employment Scheme for Rehabilitation of Manual Scavangers
SSS – Securities Settlement System
ST – Scheduled Tribe
StCB – State Co-operative Bank
STCRC – Short-Term Co-operative Rural Credit
STOs – State Treasury Offices
STR – Suspicious Transaction Report
STRIPS – Separate Trading for Registered Interest and Principal of Securities
TAC – Technical Advisory Committee
TAFCUBs – Task Force for Urban Co-operative Banks
TAG – Technical Advisory Group
TALF – Term Asset-Backed Securities Loan Facility
TFC – Twelfth Finance Commission
TFCI – Tourism Finance Corporation of India
TFP – Total Factor Productivity
TFTS – Trade for Trade Settlement
TIN – Tax Information Network
TMSM – Training Methods and Skills for Managers
TMT – Thermo Mechanically Treated
ToRs – Terms of References
TS – Trend Stationary
TUFS – Technology Upgraded Fund Scheme
UBD – Urban Banks Department
UCBs – Urban Cooperative Banks
UCNs – Uniform Code Numbers
UNDP – United Nations Development Programme
UNICO – Umbrella Organisation for Large Cooperative Banks in Europe
UNDP – United Nations Development Programme
UNIDO – United Nations Industrial Development Organisation
UNME – Urban Non-Manual Employees
UTs – Union Territories
VAR – Vector Autoregression
VaR – Value at Risk
VKGUY – Vishesh Krishi Gram Udyog Yojana
VPN – Virtual Private Network
WADR – Weighted Average Discount Rate
WEO – World Economic Outlook
WMA – Ways and Means Advances
WPI – Wholesale Price Index
WSS – Weekly Statistical Supplement
WTO – World Trade Organisation
XBRL – eXtensible Business Reporting Language
XML – Extensible Markup Language
Y-o-Y – Year-on-Year
ZTC – Zonal Training Centre

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